The Government of Khyber Pakhtunkhwa is making strides in youth empowerment with the recent release of PKR 200 million as part of the third tranche of the Ehsaas Naujawan Programme. This initiative is all about supporting young entrepreneurs by offering interest-free loans to help them kickstart or expand their businesses. This latest funding not only reinforces the government’s dedication to financial inclusion but also aims to create jobs and promote sustainable economic growth throughout the province.

Latest Tranche Distribution

In this round, PKR 50 million has been allocated to the Bank of Khyber (BoK), while PKR 150 million has been directed to Akhuwat Islamic Microfinance. With this, the total funding disbursed under the Ehsaas Naujawan Programme has reached PKR 600 million, which includes the previous tranches of PKR 400 million. This two-pronged financing strategy—offering cluster-based loans through BoK and individual microfinance through Akhuwat—effectively serves both urban and rural youth.

Impact Report: Businesses Launched Across Khyber Pakhtunkhwa Loans

Through Bank of Khyber So far, the Bank of Khyber has backed 113 youth business clusters, each with an average of 3 members. This translates to around 339 individuals who have received interest-free funding to launch their own startups. These youth-led ventures span various fields, including:

• Digital marketing and freelance services
• E-commerce and IT solutions
• Hybrid car spare parts and auto technology
• Fitness and wellness centers
• Sublimation and textile-based services

Loans Through Akhuwat Islamic Microfinance

Akhuwat has extended loans to 1,400 individual entrepreneurs, empowering youth from marginalized communities to establish home-based and small-scale businesses. This initiative focuses on fostering sustainable local enterprises, particularly in rural areas and merged districts. Notably, a significant number of women-led businesses have emerged from this funding model, enhancing women’s financial inclusion in Khyber Pakhtunkhwa.

Total Impact: Over 1,700 Youth Beneficiaries

With the launch of this third tranche, the program has now reached an impressive milestone, supporting over 1,700 young beneficiaries:

• 113 business clusters through the Bank of Khyber (approximately 339 individuals)
• 1,400 individuals via Akhuwat Islamic Microfinance

This collaborative effort embodies the government’s vision to reshape the economic landscape by fostering a youth-driven startup ecosystem in KPK.

Key Objectives of the Ehsaas Naujawan Programme:

• Provide interest-free microloans for youth across KP
• Promote youth-led businesses in Pakistan
• Enable self-employment opportunities for young people
• Nurture the startup ecosystem in KPK
• Encourage the development of women-led businesses
• Support provincial business funding through public-private partnerships
• Build sustainable local economies through entrepreneurship

Eligibility and How to Apply

The program is open to youth who:

• Are residents of Khyber Pakhtunkhwa
• Are between the ages of 18 to 35
• Are dedicated to starting or expanding a youth-led business

Eligible applicants can apply for interest-free loans through the official portal. All applications go through a transparent review process, and successful candidates will receive training and mentorship along with financial support. Apply here:

Conclusion:

The Ehsaas Naujawan Programme has emerged as a beacon of opportunity and empowerment for countless young individuals across Khyber Pakhtunkhwa. The recent allocation of PKR 200 million in this third tranche represents a significant leap forward in equipping youth with the resources they need to thrive as entrepreneurs. With a total of PKR 600 million now disbursed and over 1,700 beneficiaries already supported, the program is actively cultivating a resilient, innovative, and self-sufficient generation. Young people are encouraged to take advantage of this opportunity and apply today to embark on their entrepreneurial journey through one of Pakistan’s most impactful government-funded youth startup initiatives. For full details and to apply, Click here