Khyber Pakhtunkhwa Government Loan Schemes for Youth
The Khyber Pakhtunkhwa Government runs several interest-free loan schemes for youth under its Ehsaas initiative. Most are implemented through the Bank of Khyber and Akhuwat.
Ehsaas Naujawan Programme
BoK Rs 0.5–5m · Akhuwat Rs 100k–500k · 0% markup.
Open Read guide →ENP for Merged Districts
Rs 2bn planned · Rs 100k–1.5m · 0% markup.
Proposed Read guide →Ehsaas Hunar
Up to Rs 500,000 for skilled youth aged 18–40 · 0% · Bank of Khyber.
Read guide →Akhuwat Loan Status
Check your Akhuwat Ehsaas Naujawan application.
Read guide →Ehsaas Rozgar
Interest-free and soft loans for youth employment · Bank of Khyber.
Guide coming soonEhsaas Apna Ghar
Up to Rs 1.5m to build or renovate a house · 0% · Rs 4bn revolving fund.
Guide coming soonCM Youth Empowerment (tourism areas)
Up to Rs 3m to build tourist rooms at home.
Guide coming soonCM KP Youth Internship
Internship opportunities for KP youth.
Read guide →Updates
- 3 Nov 2026: KP schemes list updated, including the proposed Merged Districts scheme.
Frequently asked questions
Which KP loan is best for a small business?
For loans up to Rs 500,000, the Akhuwat window of the Ehsaas Naujawan Programme or Ehsaas Hunar (for skilled youth). For larger ventures, the Bank of Khyber window of Ehsaas Naujawan (Rs 0.5–5 million).
Are KP loans interest-free?
Yes. Ehsaas Naujawan, Ehsaas Hunar and Ehsaas Apna Ghar are interest-free.
Is there a scheme for the merged districts?
Yes. A new Rs 2 billion Ehsaas Naujawan scheme for the Merged Districts is planned and awaiting approval.