Ehsaas Nojawan Program Youth Loan Scheme without interest in Pakistan
The challenges Pakistan is facing in terms of unemployment and limited access to business financing is deeply troubling the youth on an entrepreneurial level. The Khyber Pakhtunkhwa government has detected the deep-rooted cause of the crisis which is the lack of quality training and insufficient funding for the new ideas that can turn into great startups. In this connection the Government of Khyber Pakhtunkhwa is launching youth cluster soft loan entrepreneurship program (YCSLEP), called Ehsaas Naujawan Programme Youth Loan Scheme. To Apply for Loan, Please Watch “How to Successfully Apply” video below and then click on “Apply for Interest Free Loan Now” Button.
The Sports & Youth Affairs Department with the leadership of Khyber Pakhtunkhwa Chief Minister Ali Amin Khan Gandapur is all set to address the issues by the launch of Ehsaas Naujawan entrepreneurship program, Youth Cluster Soft Loan Entrepreneurship Program YCSLEP 2024. This programme is a breakthrough initiative taken to empower youth, probably successful future entrepreneurs. This program provides an easy loan application process also.
Ehsaas Naujawan Programme
A major youth empowerment initiative for the socio-economic development of Khyber Pakhtunkhwa.
Objectives of the Program
The Ehsaas Naujawan Programme, also known as Ihsaas Nawjawan, is a positive step toward the socio-economic development of Khyber Pakhtunkhwa. The programme aims to empower youth by providing financial support, encouraging entrepreneurship, and creating opportunities for inclusive growth across the province.
The budget for this scheme is set at PKR 3 billion. Under this initiative, young people aged 18 to 35 years can benefit from interest-free loans. The goal is to transform the province’s economic landscape by helping youth become active contributors to economic development. Special priority is given to marginalized groups such as women, minorities, and differently-abled individuals.
Key Objectives
- Promote Economic Participation: The programme empowers youth through entrepreneurship and self-employment opportunities, enabling them to play an active role in economic growth.
- Gender and Social Inclusion: It supports underrepresented groups such as women, minorities, and differently-abled individuals to ensure wider participation in development.
- Rural Development: The programme encourages rural youth to build businesses in their local communities, reducing migration to urban centers.
- Skills Development: Youth are equipped with digital literacy, vocational, and entrepreneurial skills needed to compete in today’s global economy.
How to Apply
The application process for the Ehsaas Naujawan Programme is simple and easy. Before applying, candidates should carefully review the eligibility criteria and prepare a proper business proposal.
Eligibility Criteria
- Age: 18–35 years
- Resident of Khyber Pakhtunkhwa
- Valid CNIC
- Viable business proposal
- Clean credit history
Application Support
- Easy loan application process for Khyber Pakhtunkhwa youth
- Dedicated support staff
- Clear documentation requirements
- Regular application status updates
- Comprehensive support throughout the application journey
Application Process
- Eligibility Check: Make sure you meet the age and residency requirements for the programme.
- Submit a Viable Business Plan: Prepare a detailed business proposal that explains your idea, goals, and projected outcomes.
- Online Application Portal: Submit your application along with your business plan through the official online portal.
- Partner Assessment: Depending on the loan type, Bank of Khyber or Akhuwat Islamic Microfinance will review your application.
- Approval and Disbursement: If approved, the selected partner will disburse the loan under the chosen financing component.
Components of the Ehsaas Naujawan Program
Component I: Bank of Khyber (BOK)
Loan Range: PKR 1 to 5 million (10 lac to 50 lac)
Target: Clusters of 3–5 skilled youth
- Submit the application through the official online loan portal
- Present a viable business plan
- Provide the required documentation
- Your business proposal will go through evaluation
Component II: Akhuwat Islamic Microfinance
Loan Range: PKR 0.1 to 0.5 million (1 lac to 5 lac)
Focus: Individual micro-businesses
- Apply through the Akhuwat interest-free loans programme
- Present your business proposal clearly and accurately
- Ensure you meet the eligibility criteria
- Complete all required documentation
Key Features and Public Benefits
- Interest-Free Financing: All loans are interest-free and based on Shariah-compliant principles, reducing financial burden on young entrepreneurs.
- Flexible Repayment Terms: Repayment is made in phases, with grace periods that allow businesses time to stabilize.
- Group Collaboration: The cluster-based model encourages teamwork and shared business responsibility.
- Support for Marginalized Groups: Women, minorities, and underserved groups are given focused support.
- Skill Development and Mentorship: Training in business and financial management helps youth develop long-term entrepreneurial skills.
Conclusion
The Ehsaas Naujawan Programme 2024 is an important initiative for promoting entrepreneurship, creating jobs, and supporting economic growth in Khyber Pakhtunkhwa. By offering accessible interest-free financing along with training and mentorship, the programme empowers young people to become active contributors to the economy and build a stronger future for their communities.
Masha’Allah, the most authentic blog and full of accurate information. I have already applied through this blog after reading all the details.
Thank you! Stay Connected we will share every moment of this program.
Yes i need
I filled my form when i filled other guy his form he got rejected now when i put my cnic he also get rejected don’t know what is problem with your website
Please if it can be done from the bank it would be great if we take our form to the bank the website is very difficult
You may encounter issues as it’s an external link and may still be in construction.I face the same issue and talked to one of the representatives in BoK. They say it will be ok soon.
The website has many problems and is very difficult to complete
The website is not working i tried so many times but still not working .
https://rozgarforyouth.com/bok-portal/
Hi sir I try to apply form last week but the site doesn’t work
Read latest news
https://rozgarforyouth.com/bok-portal/
Hello me taqreeban 12 din SE Koshish kar Raha hoo website block he reactivation date confirm he ya koi NAHI,,
Reactivated… hurry up. it may go closed again.
Assalamu Alaikum. we have been trying since morning to open the site for online applying, but it doesn’t open. now the time is 10pm, but we failed to open it ! in day time we thought that the server is busy, and it is because of load, but it seems that there is something wrong to your system(website or server). what should we do now ? kindly guide and help us please, Jazakumullah khair ……
Please read the latest news
Kia afko koi call aye he bank ke taraf SE our apply Karne ke bad kese check kar skte he ke afk application sahe he
Thanks alot kpk govt
Processing time.? And how to check that loan form is approved or not.?
It takes 1 to 3 months. You can check your loan status from Bank of Khyber Head Office, Peshawar
I am business man
Cosmetic shop
Yes you can apply for Cosmetic shop
میاں بیوی کاروباری پارٹنر ہو سکتی ہے؟اوراس لون کے کئے اپلائی کرسکتی؟
yes
We want to loan for baisness
Kala khel
really excellent job, very informative
Thank you Sadiq Khattak. Please keep sharing this info blog with the potential applicants.
Why’s website not working??
Please have a read to: https://rozgarforyouth.com/bok-portal/
sir there is a problem that i can not add third person why they told me only error but what error
This is the most common problem. It will be fixed in a day or two. Keep trying and apply again.
A O A…..what is the last date for both of the programm?
There is no such last date for apply or for the loan ending. Its 8 years project and runs on revolving fund mechanism.
Respected sir
Internship programme for the graduate students announced by CM kpk.
Please mention the apply start and ending date .
This internship programme still not show in the KP internship portal.
The programme is just announced. We will inform you, when applies starts.
Hello sir es main kitna time lagta hai lone leny main
Or last date kb hai
1 to 3 months. Last date nahi hy, ye 8 saal ka project hay chalta rahyga.
i samite 2 partanr bute 3rd partnar error worring i face problm
Dear Shah Fahad, keep trying. the portal will soon start working. You will be able to enter Partner 3rd details as well.
How many days it will take to verify an application??
Sir, I applied on 11th November, still no response. Ap logo ne kaha ta k 15 dani may application par final decision hoga our sms k zarye application k accept ye reject hone k bare may inform krdeya jayega.
Wait for Telephonic Verification
Sir kal sy mere sat ye masla araha ha asal ma kal mane ehsaas noujawanprogram ko apply keya jes ma 2 partnar details sauces full hogeya ta awe 3 partnar par 404 eror araha ta,
To per sir ma kal chorr deya ta aj jab ma dobara try karaha ho to kal jes 2 partnar ke details sauces full howa os par aj ( CNIC already exist) araha ha sir please btadejy ye keya masla araha ha.
Sir kal sy mere sat ye masla araha ha asal ma kal mane ehsaas noujawanprogram ko apply keya jes ma 2 partnar details sauces full hogeya ta awe 3 partnar par 404 eror araha ta,
To per sir ma kal chorr deya ta aj jab ma dobara try karaha ho to kal jes 2 partnar ke details sauces full howa os par aj ( CNIC already exist) araha ha sir please btadejy ye keya masla araha ha.
Try agian.
Salam…
Mai Swat Tehsel Matta se ho. Yaha par akhuwat ka koi branch nahi hai. Mai Kuch din pehle Tehsil khwazakhela ke akhwat branch mai gaya tha unho ne kaha ke apka Tehsil hamare office circle Mai nahi ata.
to ab Mai Small amount kelya Apply kaise kro?
Dobara jao.
hi sir,
in the key features you have mentioned that targeted loan will be given to those who establishing new business, how a new business will have a registered ntn, a bank account.
Dear Ali Khan.
If a business i new. Its registeration will be processed after approval of the loan. So stay connected. Those fields are not maindatory. Just leave it for now.
can 3 family members make a partnership firm for this loan with age limit of 35
Yes
Sir mera mobile shop hai or mobile repairing b hota hai main apply kar sakta hon
Yes!
Hello sir ! How many days it take to verify an application?
Confidential. You have to wait for Telephonic Verification.
There is a problem in I am facing in business nature,that there is no option for food related business like fast food etc, kindly tell me that I can apply for it or not
Leave that field.
I have opened my fast food business from last 3 months,can I apply for it and if eligible in which business nature I am in?
Yes you can apply.
Can we still apply for this loan program. While the link for “apply Now” not working. 3/12/2024
Its working!
Mashallah good news
🥰🥰🥰🥰
I have been applied for Loan 1 Week Ago but haven’t get any response, calls, text Msge etc. When Will be the issuance Of Loan.???
Wait brother.
Hello sir
Mare 30 November ko apply keya ta lone kely lekn sir muji abi tak koy jawab nahi aya sir abi to lone dena be start hogeya hoga lekn sir muji abi tak koy jawab nahi aya sir please btadejy.
Agar aap k business proposal main jan hy, aur wo winning proposal hy, to aapko zaror call ayga.
I opened my cosmetics bissnes
I have need 10lek rupy
Then apply for the loan. Aisa na ho dair ho jaye…
Sir mane 11 November ko apply keya ta lone kely lekn sir muji abi tak koy jawab nahi aya bank ke traf sy keya sir 20 den honi wala ha lekn koy jawab nahi sir please gaed me.ke w abi tak koy response nahi aya
Wait for reply. Reply ana must hy!
Sir ketni deno ma mumken ha ke bank wala ham sy contact karengy,
Mere apply ko 25 den hogay abi tak koy response nahi aya
They will call you!
Hello sir
Sir mere pass bank ki taraf se call aaya tha jismein Ham 3 partner te 2 partner ko call aaya tha aur ek partner ko abhi tak call Nahin aaya verification ke liye.
Sir es baat ko 5 din ho gaye per abhi tak dobara Bank walon ham sy rabta nahin kiya. Sir please mujhe guide kar dijiyega ki ab dobara hamen kab tak call aaegi Bank ki taraf se.
I’m waiting for your good response ☺️
shaid partner 3 ka number off araha ho, aap bank jaye, Peshawar Mall Road be Bok ka Head Office hy. Waha ja kay 4th Floor pe jaye, Ehsaas Naujawan k baray main pochlinn.
Thank you for the good writeup. It in truth was a entertainment account it.
Look complex to far introduced agreeable from
you! By the way, how could we be in contact?
Thanks for appreciation! You can send me email here.
Sir page is not working? Why
Keep visiting, it will start working again.
Dear Sir
1.Aukwaht microfinance bank online hai kai nahi
2.Aur dusra kia Transport ki business Kay Liya ye loan Mila jata hai
3.Aur aukhwat microfinance bank Mai kitnay Zamanty honai lazmi hai
Thanks
Answer 1: Akhuwat kay office main ja kay aap nay appl karna hay! App https://rozgarforyouth.com/small-loan-akhuwat-loans/ isi link pe ja kay apny nazdek branch ko search karo aur office ja ka Question 3 ka jawab apko udhr he milyga.
Answer 2: App koi bhe business shoro kar sakty ho, basharti keh, aap Bok ya Akhuwat walo ko mutmain karlo, keh aap bhagingy nahi…. (joking!)
Best scheme to appreciate for business best work thnka for CM and Chairman youth Afiars
Dear Sir i apply for Under Ehsaas Naujawan Programme, Youth Interest free loans, But i can not recieved any notification or cal etc . please reply
Sir mujhe call i thi bok se for verification,ham three members hai team mai baki 2 members ko fata mai signal weakness ki waja se call kat gaya and third member ko call received nhi hoi first member se verification ho gai hai ,ab agy possibly ham kia kry?.
?.
Hello sir i can apply the application on 5 December and abhi tak unho na koi response nahi diya sir can u plzz give me some details ka next what we can do
mujhe bank of khyber se call aya liken wo main pick nahi kar paya ta ab kaisy rabta kiya ja saky
Ab dobara call ayegi, warna Bok Mal road Peshawar jaao aur Ehsaas naojawan k baray main pochain.
assalam o alaikum i need some information can i add my brother and my cousin as a partner in this we were managing our existing business together
yes
چھوٹا ملازم ایڈوانس سلری میں 24 فیصد مارک آف دے رہا ہے چھوٹا ملازم بھی اس سکیم میں شامل کیا جائے
ye loan govt. mulazimo k lia nahi hain.
Good
Thank you
Spouse can apply for loan as a partner or not?
yes, if other conditions are okay, like age limit etc.
Link is not opening her in Kurram what is the issue?
Kindly tell last date of apply
Please have a read to: https://rozgarforyouth.com/bok-portal/
Sir, mere parnters me Ek Government employee hai means Police me hai woh toh issue toh koi nhi?? Qk ap ny btaya k government employees k liye yeh offer nhi hai…
Govt. employee is not eligible.
have opened my fast food business from last 3 months,can I apply for it and if eligible in which business nature I am in?
Yes
assalam o alaikum i need some information can i add my brother and my cousin as a partner in this we were managing our existing business together
Reply
Yes
Sir kia Loan Package abee be chalraha hain ya nahee kia main laon kelain apply karsakta ho please reply me thanks
Read latest News
Sir mana December ko submit kia tha application and then unho na abhi march 2 ko mara partner sa verification ke ha abhi kia ho ga aga or is ma or kitna time laga ga
I have call to akhuwat on the given number but He said he had No idea about this program.??
Can i get loan to sponsor my studies??
No, this loan is for Rozgar/Business only.
How can I apply for this scheme?
There are two components: 1. Akhuwat and 2. Bank of Khyber. Which one you want to apply to
It’s difficult to find knowledgeable people on this subject,
however, you sound like you know what you’re talking about!
Thanks
Hi there would you mind stating which blog platform you’re
working with? I’m planning to start my own blog in the near
future but I’m having a tough time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design seems different
then most blogs and I’m looking for something completely unique.
P.S My apologies for getting off-topic but I had to
ask!
contact me via 03459271866