Apply for the Ehsaas Naujawan Programme – interest-free business loans from Rs 100,000 to Rs 5 million for KP youth aged 18–35 – and explore every government loan and job scheme in one place.
🔒 Buttons open the official Bank of Khyber / Akhuwat websites. We never take applications, fees or CNIC numbers.
Sood se bilkul pak qarzay
Logos identify the official programme and its delivery partners. Rozgar for Youth is independent and is not affiliated with them.
Rs 100,000 – 500,000 · social guarantee, no property · 36–60 monthly instalments.
Open Read guide →Rs 0.5 – 1.5 million for solo entrepreneurs (revised plan) · 20-month grace.
Open Read guide →Rs 1.5 – 5 million for groups of 3–5 partners · 76 instalments after grace.
Open Read guide →Interest-free loans of up to Rs 500,000 for skilled youth aged 18–40 with a skill certificate.
Open Read guide →
Three young partners founded Med Matrix with support from the Ehsaas Naujawan Programme. The business invested Rs 1.5 million in essential medical equipment and now supplies more than five local clinics in Peshawar, improving access to healthcare for low-income communities.
“The programme has been instrumental in empowering our firm to pursue our entrepreneurial goals with confidence.” – Med Matrix
Nationwide: Tier 1 up to Rs 0.5m at 0%, up to Rs 7.5m at 5–7%. Apply online.
Open Read guide →Punjab: Asaan Karobar Finance, Karobar Card and Kissan Card – all 0%.
Open Read guide →Rs 1–30 million interest-free for Punjab businesses; Tier 1 needs no collateral.
Read guide →Digital interest-free credit of up to Rs 1 million for small traders.
Read guide →Up to Rs 1.5 million interest-free to build or renovate your house.
Read guide →Up to Rs 1 million at 0% for travel, visa and training to work abroad.
Read guide →Recent FPSC, KPPSC and PPSC adverts with last dates.
Open Read guide →FPSC, KPPSC, PPSC, SPSC, BPSC – how to apply and avoid rejection.
Read guide →FPSC and the National Jobs Portal (njp.gov.pk).
Read guide →BE&OE approved jobs, OEC, Korea EPS and Japan SSW.
Read guide →Ehsaas Naujawan, Ehsaas Hunar, Ehsaas Apna Ghar and the Merged Districts scheme.
Read guide →Asaan Karobar Finance, Asaan Karobar Card, Kissan Card.
Read guide →Sindh Enterprise Development Fund and PPRP loans.
Read guide →Interest-free loans with Akhuwat and the CM Microfinance Scheme.
Read guide →PM Youth Business & Agriculture Loan Scheme and more.
Read guide →PM Youth Loan Programme AJK and GB interest-free loans.
Read guide →
No. Rozgar for Youth is an independent information website. We explain government loan schemes and jobs in simple language and link only to official portals, banks and offices. Always apply through the official channel.
Bank of Khyber loan (Rs 5 lakh se 50 lakh) ke liye official portal ehsaasnaujawan.bok.com.pk par, aur Akhuwat loan (Rs 1 lakh se 5 lakh) ke liye qareebi Akhuwat branch mein apply karein.
It depends on where you live and how much you need. In KP, the Ehsaas Naujawan Programme is interest-free up to Rs 5 million. In Punjab, Asaan Karobar Finance is interest-free from Rs 1 million. Nationwide, the PM Youth Loan is 0% up to Rs 500,000 and subsidised up to Rs 7.5 million.
No. We never charge any fee, never take applications, and never ask for your CNIC, PIN, OTP or money. If someone asks you to pay for a loan approval or a job, it is a scam.
Yes. Akhuwat loans under Ehsaas Naujawan use a personal guarantor, PM Youth Loan Tier 1 needs only a personal guarantee, and Asaan Karobar Finance Tier 1 is a clean loan up to Rs 5 million.
On official websites only: fpsc.gov.pk and njp.gov.pk for federal jobs, kppsc.gov.pk and ppsc.gop.pk for provincial jobs, and beoe.gov.pk or oec.gov.pk for overseas jobs. See our Jobs section.
Use our free loan calculator. It has presets for Ehsaas Naujawan (Bank of Khyber and Akhuwat) and a tab for bank loans with markup.
