BISP Payment Check 2026: Current Instalment, Payment Schedule and How to Check
The current BISP Kafaalat instalment is Rs 14,500 per quarter, paid into the digital wallet on your Benazir SIM. When it arrives you get an SMS from 8171. To check eligibility, use 8171.bisp.gov.pk or SMS your CNIC to 8171. The government plans Rs 18,000 from January 2027.
At a glance
| Current instalment | Rs 14,500 per quarter (Benazir Kafaalat) |
|---|---|
| Next planned | Rs 18,000 per quarter from January 2027 (plan, not yet paid) |
| Paid into | Digital wallet on the free Benazir SIM |
| Payment alert | SMS from 8171 when money arrives, and after withdrawal |
| Withdraw at | Any authorised retailer of six partner banks, any city |
Check your status
Eligibility is checked on the official portal. Payment alerts come by SMS from 8171.
🔒 Official links – open BISP websites. Rozgar for Youth never asks for your CNIC.
- Only 8171 is real. BISP sends messages only from 8171. Calls or SMS from any other number about “your payment” are fake.
- No fee, no form. Registration and surveys are free and no survey form is needed. Anyone asking for money to “add you” or “restore” you is a fraudster.
- Fake apps. We could not find any BISP app for checking eligibility or payments. Apps on Play Store using the 8171 name are not BISP’s – some say so themselves. Never type your CNIC into them.
- Deductions. You must receive the full amount. Count it before you leave and report any cut to the BISP tehsil office or helpline 0800-26477.
- Your phone and SIM stay with you. Never hand your phone or Benazir SIM to a retailer or agent. Withdrawal needs only your original CNIC and fingerprint or registered number.
Rozgar for Youth is not BISP and never asks for your CNIC.
BISP payment schedule and amounts (dated)
| Quarter | Kafaalat amount | What changed | Source date |
|---|---|---|---|
| Jan–Mar 2026 | Rs 14,500 | Raised from Rs 13,500; increase paid from the start of Ramadan | 18–20 Feb 2026 |
| Apr–Jun 2026 | Rs 14,500 | Confirmed as the current amount for about 12 million households | 22 Jun 2026 |
| Jul–Sep 2026 | Rs 14,500 | First quarter paid only through digital wallets | 8 Jun and 4 Jul 2026 |
| Oct–Dec 2026 | Rs 14,500 | Withdrawals from any partner-bank retailer, any city | 20 Oct 2026 |
| Jan–Mar 2027 | Rs 18,000 (planned) | Increase committed in the budget plan; not yet paid | 16 May and 22 Jun 2026 |
BISP releases each quarter area by area, so dates differ by district. BISP has not published district dates on its website; wait for the SMS from 8171.
How to check your BISP payment
- Check you are eligibleOpen 8171.bisp.gov.pk or SMS your CNIC to 8171.
- Keep your Benazir SIM activePayments go only into the wallet on the free Benazir SIM. Without it, your payment can be held.
- Wait for the 8171 SMSThe SMS confirms that money has reached your wallet. It stays there until you withdraw it.
- Withdraw at a partner-bank retailerShow your original CNIC and give your registered mobile number. Do not hand over your phone or SIM.
- Count the full amountYou must receive the full Rs 14,500. Keep the confirmation SMS after withdrawal.
What each result or message means
| Message or result | What it means | What to do |
|---|---|---|
| SMS from 8171 that money has been credited | Your instalment is in your wallet. | Withdraw when convenient; there is no rush. |
| SMS from 8171 after withdrawal | Record of the amount withdrawn. | Check it matches what you received; keep it. |
| Portal shows eligible, but no SMS yet | Your area’s payment may not have been released yet. | Wait and check again; dates differ by district. |
| Portal shows not eligible | A survey put your household above the cut-off. | Ask the tehsil office about a re-survey (not within two years). |
| Payment message from any other number | Fake. | Ignore it. Never call back or share a code. |
Payment not received?
- No Benazir SIM: collect the free SIM from a BISP office with your phone.
- Expired CNIC: renew it at NADRA; BISP has asked beneficiaries to do this so payments are not held.
- Not eligible after a new survey: see the table above.
- Deduction or agent problem: report it at the tehsil office or on 0800-26477.
Other BISP payments
- Benazir Taleemi Wazaif: per child per quarter; BISP’s page lists Rs 1,500–2,000 (primary), Rs 2,500–3,000 (secondary) and Rs 3,500–4,000 (higher secondary), with more for girls, and a one-time Rs 3,000 primary graduation bonus for girls.
- Benazir Nashonuma: Rs 3,500 per quarter for a pregnant woman or boy under 2 and Rs 4,000 for a girl under 2, according to BISP’s page.
These are the rates on bisp.gov.pk on 12 Nov 2026. BISP announced a Rs 500 increase for both in February 2026, so your payment SMS is the final word.
Frequently asked questions
What is the BISP new payment amount?
Rs 14,500 per quarter under Benazir Kafaalat.
When will BISP pay Rs 18,000?
The government plans Rs 18,000 from January 2027. Until then each instalment is Rs 14,500.
Is BISP paying Rs 19,500?
No official source confirms Rs 19,500. The official plan is Rs 18,000 from January 2027.
How do I check my BISP payment by CNIC?
Check eligibility on 8171.bisp.gov.pk or by SMS to 8171. The payment itself is confirmed by an SMS from 8171 when it reaches your wallet.
Where can I withdraw my BISP payment?
From any authorised retailer of six partner banks, in any city: HBL, Habib Microfinance, Bank Alfalah, Telenor Microfinance, Bank of Punjab and Mobilink (Jazz) Bank.
Do I have to withdraw immediately?
No. The money stays safely in your wallet until you withdraw it.
What if the agent cuts money from my payment?
You must receive the full amount. Report any deduction at the tehsil office or on 0800-26477.
Why has my BISP payment stopped?
Common reasons are a new survey above the cut-off, no Benazir SIM, an expired CNIC or a data mismatch. Check on 8171 and ask at the tehsil office.
Can I check my BISP balance online?
The 8171 portal does not show wallet balances. Keep the SMS messages from 8171 for each credit and withdrawal.
Official sources
- Express Tribune – BISP increases Rs1,000 cash support from 1st of Ramazan (Feb 2026)
- Dawn – BISP announces increase in quarterly cash handout (20 Feb 2026)
- President of Pakistan – First Lady briefed on BISP (22 Jun 2026)
- APP – all BISP payments through digital wallets from July 2026 (8 Jun 2026)
- The Nation – BISP launches Social Protection Wallet system (4 Jul 2026)
- The Nation – BISP introduces digital wallets for women (25 Aug 2026)
- APP – withdrawals from any authorised retailer of six partner banks (20 Oct 2026)
- Express Tribune – 100% of BISP payments through digital wallets (6 Nov 2026)
- Profit – Kafaalat to Rs18,000 from January 2027 (IMF commitment, 16 May 2026)
- APP – BISP chief on deductions, SIM and phone safety (3 Aug 2026)
- BISP – Benazir Taleemi Wazaif (stipend rates)
- BISP – Benazir Nashonuma (stipend rates)
Always confirm details with the official source before applying.
Updates
- 12 Nov 2026: Page published with the dated 2026 schedule; amounts checked against Express Tribune, Dawn, the President’s Office and APP; Taleemi Wazaif and Nashonuma rates from bisp.gov.pk.
Part of: BISP
Latest news: Is BISP Kafalat rising to Rs 19,500 in January 2027? The official figure is Rs 18,000